Drake Tax – Banking Deadlines

Drake Tax logo

Last Updated:

Article #: 13030


2026

Bank deadlines for tax year 2026 are as follows (and are subject to change):

EPS Financial

  • PreAcks Begin – 01/04/2027
  • PreAcks End – First day of Filing
  • Refund Advances End – 03/15/2027
  • Last Day for Tax Office Check Print – 12/15/2027
  • Last Day for Card Loads – 12/31/2027
  • Refund Transfers Available – First day of filing to 11/19/2027
  • Bank Enrollment Deadline – 08/31/2027
  • SPA Enrollment Deadline – 01/31/2027

Refund Advantage

  • PreAcks Begin – 01/04/2027
  • PreAcks End – First day of Filing
  • Refund Advances End – 03/15/2027
  • Last Day for Tax Office Check Print – 12/15/2027
  • Last Day for Card Loads – 12/31/2027
  • Refund Transfers Available – First day of filing to 11/19/2027
  • Bank Enrollment Deadline – 08/31/2027
  • SPA Enrollment Deadline – 01/31/2027

Refundo

  • PreAcks Begin – 01/04/2027
  • PreAcks End – Ends with IRS Go Live Date
  • Refund Transfers Available – 01/3/2026 – 12/31/2026
  • NOW Advances End – 02/29/2026
  • Last Day for Tax Office Web Check Print – 12/31/2026
  • Check Expiration (or Stale) Date – 60 days after issue
  • Bank Enrollment Deadline – No deadline
  • SPA Enrollment Deadline – 01/15/2026

Republic

  • PreAck Begins – 01/4/2027
  • PreAck Ends – Ends with IRS Go Live Date
  • Last Day of PreACK EA – 01/25/2026
  • Last Day EA is Offered – 2/28/27
  • Refund Transfers Available – 1/4/2026 – 11/15/2027
  • Last Day for Tax Office Check Print – 05/31/2027
  • Check Expiration (or Stale) Date – 90 days from issue date
  • Last Day for Bank Products – 11/15/2026
  • PreAcks EA Opt-in at republicrefund.com – 01/02/2026
  • Standard Customer Pay Program Enrollment Deadline – 12/8/2026
  • RT Basic Customer Pay Enrollment Deadline – 01/25/2027
  • PreAcks Opt-in Close – 01/18/2027
  • EA Plus Program Enrollment Deadline – 01/25/2027
  • SPA Program Enrollment Deadline – 02/10/2027
  • ERO Enrollment Deadline – 02/28/2027

Santa Barbara TPG

  • PreAcks Begin – 01/04/2027
  • PreAcks End – First day of Filing
  • Advances End – 03/12/2027
  • Refund Transfers Available – First day of Filing to 10/20/2026
  • Last Day for Tax Office Check Print – 12/31/2027
  • Check Expiration (or Stale) Date – 180 days from print date
  • ERO Enrollment Deadline – No deadline
  • SPA Enrollment Deadline – 02/08/2027

2025

Bank deadlines for tax year 2025 are as follows (and are subject to change):

EPS Financial

  • PreAcks Begin – 01/02/2026
  • PreAcks End – First day of Filing
  • Refund Advances End – 02/28/2026
  • Refund Transfers Available – First day of Filing  to 11/23/2026
  • Last Day for Tax Office Check Print – 12/15/2026
  • Last Day for Card Loads – 12/31/2026
  • Bank Enrollment Deadline – 08/31/2026
  • SPA Enrollment Deadline – 01/31/2026

Refund Advantage

  • PreAcks Begin – 01/02/2026
  • PreAcks End – First day of Filing
  • Refund Advances End – 02/28/2026
  • Refund Transfers Available – First day of Filing to 11/23/2026
  • Last Day for Tax Office Check Print – 12/15/2026
  • Last Day for Card Loads – 12/31/2026
  • Bank Enrollment Deadline – 08/31/2026
  • SPA Enrollment Deadline – 01/31/2026

Refundo

  • PreAcks Begin – 01/02/2026
  • PreAcks End – First day of Filing
  • NOW Advances End – 02/28/2026
  • Last Day for Tax Office Web Check Print – 12/31/2026
  • Check Expiration (or Stale) Date – 60 days after printing (expiration date printed below the amount)

Republic

  • PreAcks Begin – 01/02/2026
  • PreAcks End – First day of Filing
  • Easy Advances End – 02/28/2026
  • Refund Transfers Available – First day of Filing to 10/31/2026
  • Last Day for Tax Office Check Print – 05/31/2026
  • Check Expiration (or Stale) Date – 90 days from issue date
  • Last Day for Bank Products – 10/31/2026
  • ERO Enrollment Deadline – 02/28/2026
  • SPA Enrollment Deadline – 02/13/2026

Santa Barbara TPG

  • PreAcks Begin – 01/02/2026
  • PreAcks End – First day of Filing
  • Advances End – 03/13/2026
  • Refund Transfers Available – First day of Filing to 10/20/2026
  • Last Day for Tax Office Check Print – 11/30/2026
  • Check Expiration (or Stale) Date – 180 days after printed
  • ERO Enrollment Deadline – none
  • SPA Enrollment Deadline – 02/09/2026