Last Updated:
Article #: 13030
2026
Bank deadlines for tax year 2026 are as follows (and are subject to change):
EPS Financial
- PreAcks Begin – 01/04/2027
- PreAcks End – First day of Filing
- Refund Advances End – 03/15/2027
- Last Day for Tax Office Check Print – 12/15/2027
- Last Day for Card Loads – 12/31/2027
- Refund Transfers Available – First day of filing to 11/19/2027
- Bank Enrollment Deadline – 08/31/2027
- SPA Enrollment Deadline – 01/31/2027
Refund Advantage
- PreAcks Begin – 01/04/2027
- PreAcks End – First day of Filing
- Refund Advances End – 03/15/2027
- Last Day for Tax Office Check Print – 12/15/2027
- Last Day for Card Loads – 12/31/2027
- Refund Transfers Available – First day of filing to 11/19/2027
- Bank Enrollment Deadline – 08/31/2027
- SPA Enrollment Deadline – 01/31/2027
Refundo
- PreAcks Begin – 01/04/2027
- PreAcks End – Ends with IRS Go Live Date
- Refund Transfers Available – 01/3/2026 – 12/31/2026
- NOW Advances End – 02/29/2026
- Last Day for Tax Office Web Check Print – 12/31/2026
- Check Expiration (or Stale) Date – 60 days after issue
- Bank Enrollment Deadline – No deadline
- SPA Enrollment Deadline – 01/15/2026
Republic
- PreAck Begins – 01/4/2027
- PreAck Ends – Ends with IRS Go Live Date
- Last Day of PreACK EA – 01/25/2026
- Last Day EA is Offered – 2/28/27
- Refund Transfers Available – 1/4/2026 – 11/15/2027
- Last Day for Tax Office Check Print – 05/31/2027
- Check Expiration (or Stale) Date – 90 days from issue date
- Last Day for Bank Products – 11/15/2026
- PreAcks EA Opt-in at republicrefund.com – 01/02/2026
- Standard Customer Pay Program Enrollment Deadline – 12/8/2026
- RT Basic Customer Pay Enrollment Deadline – 01/25/2027
- PreAcks Opt-in Close – 01/18/2027
- EA Plus Program Enrollment Deadline – 01/25/2027
- SPA Program Enrollment Deadline – 02/10/2027
- ERO Enrollment Deadline – 02/28/2027
Santa Barbara TPG
- PreAcks Begin – 01/04/2027
- PreAcks End – First day of Filing
- Advances End – 03/12/2027
- Refund Transfers Available – First day of Filing to 10/20/2026
- Last Day for Tax Office Check Print – 12/31/2027
- Check Expiration (or Stale) Date – 180 days from print date
- ERO Enrollment Deadline – No deadline
- SPA Enrollment Deadline – 02/08/2027
2025
Bank deadlines for tax year 2025 are as follows (and are subject to change):
EPS Financial
- PreAcks Begin – 01/02/2026
- PreAcks End – First day of Filing
- Refund Advances End – 02/28/2026
- Refund Transfers Available – First day of Filing to 11/23/2026
- Last Day for Tax Office Check Print – 12/15/2026
- Last Day for Card Loads – 12/31/2026
- Bank Enrollment Deadline – 08/31/2026
- SPA Enrollment Deadline – 01/31/2026
Refund Advantage
- PreAcks Begin – 01/02/2026
- PreAcks End – First day of Filing
- Refund Advances End – 02/28/2026
- Refund Transfers Available – First day of Filing to 11/23/2026
- Last Day for Tax Office Check Print – 12/15/2026
- Last Day for Card Loads – 12/31/2026
- Bank Enrollment Deadline – 08/31/2026
- SPA Enrollment Deadline – 01/31/2026
Refundo
- PreAcks Begin – 01/02/2026
- PreAcks End – First day of Filing
- NOW Advances End – 02/28/2026
- Last Day for Tax Office Web Check Print – 12/31/2026
- Check Expiration (or Stale) Date – 60 days after printing (expiration date printed below the amount)
Republic
- PreAcks Begin – 01/02/2026
- PreAcks End – First day of Filing
- Easy Advances End – 02/28/2026
- Refund Transfers Available – First day of Filing to 10/31/2026
- Last Day for Tax Office Check Print – 05/31/2026
- Check Expiration (or Stale) Date – 90 days from issue date
- Last Day for Bank Products – 10/31/2026
- ERO Enrollment Deadline – 02/28/2026
- SPA Enrollment Deadline – 02/13/2026
Santa Barbara TPG
- PreAcks Begin – 01/02/2026
- PreAcks End – First day of Filing
- Advances End – 03/13/2026
- Refund Transfers Available – First day of Filing to 10/20/2026
- Last Day for Tax Office Check Print – 11/30/2026
- Check Expiration (or Stale) Date – 180 days after printed
- ERO Enrollment Deadline – none
- SPA Enrollment Deadline – 02/09/2026

